A person who owes a debt is called a "debtor." The person who they owe the debt to is called the "creditor." A Citation to Discover Assets allows the creditor to find out what money, property, and wages a debtor has for the creditor to collect the debt.

There are 3 types of these citations. They are usually sent:

• To the debtor,
• To the debtor's bank, or
• To the debtor's employer.

The citation that goes to the debtor is also called a "personal citation." It tells the debtor to come to court and give information to the judge and the creditor about their wages and assets.

Once the creditor has the information, they can take steps to take the debtor's wages, money, or property.

The citations that go to the bank or employer are sometimes called "third party citations." They ask the bank or employer to tell the creditor about the debtors bank account or wages. 

What if I received a Citation to Discover Assets?

If you received a Citation to Discover Assets to Debtor, you must come to court on the date and time shown. You must bring any documents listed on the citation, like pay stubs. Learn more about money and property you can protect from collection.

If you received a Citation to Discover Assets to Debtor's Bank or a Citation to Discover Assets to Debtor's Employer, you do not have to come to court. It was sent to you for your information.

If your bank account is frozen, you can file a motion to unfreeze it.