House & Apartment
Foreclosure
If you don't pay your mortgage, the bank could take your home back. This is called foreclosure. Our resources explain the process.
Learn your rights (2 resources)
A mortgage is a loan that is used to pay for a house. If you don't make the payments on the loan, the bank can sue you to take the property back. This is called foreclosure.
Guide
In general, there is no change in a tenant's rights and duties if their building is in foreclosure. But after the case, there can be a new owner.
Guide
Forms (3 resources)
A program to help you complete the forms for an Answer and Appearance, to respond to a Mortgage Foreclosure Complaint.
Easy Form
A program to help you complete the forms to delay the sale of your home in a foreclosure case.
Easy Form
A program to help you complete the forms to undo a default judgment in a foreclosure case.
Easy Form
Other resources for the public (23 resources)
Explains a program (HAF) that helped Illinois homeowners who had trouble paying their mortgage, HOA fees, or property taxes because of Covid-19.
Text article
A tenant can use a defense (legal reason) to ask the judge to throw out an eviction case. Some eviction defenses are listed.
Text article
Information on how creditors can use judgment liens and judgments against real estate to collect on a court judgment
Text article
Describes how you can collect extra money if your house is sold for more than what you owe.
Text article
Lawyer resources (5 resources)
This article goes over some common defenses to foreclosure. It is designed for lawyers.
Lawyer Manuals
Manual on statutory process, the complaint, commercial actions, alternative remedies, defenses, and more. 2021 edition
IICLE
Guide to Illinois mortgage foreclosure cases. Includes: alternative remedies, seller financing, forfeiture of installment agreements, deficiencies, bankruptcy considerations, and more. 2021 edition
IICLE
Information on real estate litigation including defenses to mortgage foreclosure and defenses to predatory lending. 2021 edition.
IICLE