Money & Debt
Debt collections
If you are in debt or owe money, learn more here about your options and what rights you may have as a debtor.
Learn your rights (4 resources)
If someone wins a case against you in court, they will get a judgment against you. They can then collect this judgment from your income or bank account.
Guide
Describes what a wage assignment is and explains that it can be ended at any time
Guide
Explains how to respond to a small claims case if you are the one being sued.
Guide
Forms (6 resources)
A program to help you ask the court to access money in a frozen bank account.
Easy Form
A program to help you tell a collection agency that a debt is exempt from collection under the federal law.
Easy Form
A program to help you create notices to stop a creditor from taking money out of your paycheck.
Easy Form
A sample of the form that you can use to create your own version. Use this form if you are being sued for a credit card debt or if you are a debt buyer.
Form download
Other resources for the public (32 resources)
Offers information about when to go to court in a lawsuit case.
Text article
Explains options to respond to a lawsuit filed against you for $10,000 or less.
How-To
Information on how creditors can use judgment liens and judgments against real estate to collect on a court judgment
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Steps on how to respond if you received a complaint and summons from someone you owe money to.
How-To
Lawyer resources (9 resources)
An article for lawyers that explains type of money and property that cannot be taken to repay judgments.
Text article
Approaches to take when defending wage and non-wage garnishments.
Text article
Describes how creditors can deduct from a consumer's wages when a judgment has been entered.
Text article
Information for attorneys about judgment liens on real estate and the post-judgment collection methods of creditors.
Text article